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The Basics

What is a novated lease?

How much better off will I be financially..?

What do I have to do to qualify for a novated lease?

How does it all work?

What steps are involved in getting a novated lease?

Who actually owns the car?

Do I ever actually own a car?

What’s included in the monthly payments?

What happens at the end of the lease?

A Bit More Detail

How are the budgets and running costs calculated?

Why are running costs included?

I don’t want to include running costs, can I just package the finance?

How much of the novated lease payment covers finance, and how much covers the running costs?

What happens if I overspend on my budgets?

What happens if I underspend on my budgets?

Can I get my excess budget back every month?

Can I get my excess budget back at the end of the FBT year?

What happens with an unexpected expense?

Does it include insurance?

Can I use my own insurance?

I have an insurance package deal, including my house and my car, 
can I use that insurance company?

I need to take the car for a service, do I pay for the service out of my pocket and then complete a reimbursement form?

Does Autopia pay for my registration?

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