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Do I ever actually own a car?

No, not while you are running a novated lease, in fact you don’t actually want to own the car as all of your tax benefits would disappear. That’s where the true value of a novated lease comes into play, thanks to the tax breaks involved.

At the end of the lease term you have the option to pay off the residual and own the car completely; however this is only worth considering if you are not employed anymore – if you’re retiring for example.

Posted by The Autopia Team

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