How novated leasing works
About novated leasing
Novated leasing is ATO-approved and may help reduce the income tax you pay. It’s a three-way agreement between you, your employer and a finance company – with Autopia doing the legwork to make things simple.
Use our calculator to see if your employer offers novated leasing.
Calculate your savingsSimple steps to lease a car you love
Find the ‘right’ car
Get quotes for your preferred car and accessories, and different lease terms.
Compare savings against other options like a car loan or buying outright.
Lock in a great deal
Apply online for finance, with a usual 24-hour turnaround time, subject to credit check.
Sign your contract, and we’ll source your car at a great price for you.
Take delivery and hit the road
Enjoy the freedom and pleasure of having a new car, while we take care of salary deductions and payments.
The Electric Car Discount: Extra savings now available
Introduced by the Federal Government, the Electric Car Discount provides an FBT exemption for Electric Vehicles (EVs) financed under a novated lease and priced below the luxury car tax threshold ($91,387 in the 2025-26 financial year).
The discount is available on eligible new or used fully electric vehicles (provided they are first registered after 1 July 2022) and could help you unlock thousands in extra savings.
Why choose Autopia for your novated lease
Get a good deal
Using our buying power and great Australian network, you can be rest assured we will find your car in a great price. We can also arrange zero-pressure test drives.
Explore cars
Sell your car
Need to sell your current car? Use Smart Sell, our program that allows you to sell your car at a good price without having to do it yourself.
Smart Sell program
End of lease
You can extend your existing lease, or pay off the residual and keep the car.
Want a new car? You can also sell your car and get another car on a new novated lease.