Choose the protection of an Australian leader.
Our partner, Vero, delivers the comprehensive cover you expect from a leading car insurance provider, plus extras you may not have considered – like lease payout, travel after a remote-area accident, lost keys and towing.
Car must be bought new, and less than three years old from its original registration to when the claim is made. Vehicle specifications in line with original vehicle contract. New replacement vehicle must be available.
In the event that the market value is higher than the payout figure, you’ll be paid the difference, less any amounts or interest in arrears at the time of loss or damage.
A complimentary service operated by Smart’s insurance broker, BMS^, ensures your repair claim is properly processed within a suitable timeframe, and you’re happy with the result.
All approved repairs carry a guarantee on the quality of materials and workmanship for the life of the car.
If you’re legally liable to pay someone after an accident, you’re covered for up to $50 million.
If your car’s out of action after an accident, or it’s stolen, Vero will pay for a rental car to keep your life on track. You’ll receive up to $3,000 following Vero’s approval. Cover stops if your car is returned undamaged, or repaired and returned to you, or your claim is settled.
We’ve thought of things so you may not have to, like cover for loss or damage to personal property, emergency travel and accommodation costs, replacement of lost keys or recoding of locks, and towing costs.
* Standard excess: $950 for each and every vehicle. Age & Experience excess (in addition to the above); 16-20 years old: $750; 21 – 24 years old: $300; Inexperienced drivers aged 25 and over and licensed for less than 2 years driving experience: $250. This policy is only available whilst you are packaging your vehicle through Autopia. Smartsalary Pty Ltd (ABN 24 096 796 100) is an authorised representative (AR number 000284495) of BMS Risk Solutions Pty Ltd (BMS) (ABN 45 161 187 980, AFSL 461594) in connection with the motor vehicle insurance only. The motor vehicle insurance is provided by AAI Limited trading as Vero Insurance (Vero) (ABN 48 005 297 807, AFSL 230859) and is issued under a binder arrangement with Vero. When acting under a binder BMS acts as agent for the insurer and not as your agent. This document is a brief outline of the cover and contains general information only. It has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it. For full details of the terms, limits, conditions and exclusions and before making any decisions about whether to acquire or to continue to hold this product, please consider the Financial Services Guide and Product Disclosure Statement available at https://autopia.com.au/product-disclosure-statements/. The Target Market Determination is also available. View these by clicking on the links below.
^BMS is Smart’s Insurance Broker who manages the Vero Comprehensive Motor Program.
Product Disclosure Statement Click here
Target Market Determination (TMD) Click here
Financial Service Guide Click here